Debt
Restructuring

High-interest rates dragging your budget down? Free yourself from expensive loans with a new, low-interest rate loan today.

What seemed like a great rate years ago might not look like a good deal today. Reduce your monthly overhead by moving into a low-interest rate option or repair your credit to get better rates in the future. Our brokers can help your business with consolidation loans, Small Business Administration refinancing, and positioning for lower rates.

You can secure a loan using your business’s real estate
or equipment assets.

If you want to learn how to pay down your business’s debt faster, reduce monthly charges, and improve your credit score, you’re in the right place. Refinancing your debt is easier than it sounds and the sooner you get started, the more you can save. Don’t let another month of high-interest charges go by before you take charge.
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Consolidation Loans

Are you making loan payments left and right, leaving your business with low working capital? If debt is eating away your profitability, consider consolidating multiple payments into one easy monthly bill. Putting all of your debt under one roof not only makes it easier to stay on top of it but will also lower your overall cost.

When you consolidate into one loan, you can choose a lower rate than what you’re getting now through separate debts. Make one payment with one interest rate and one term. Make it simple with a consolidation loan through our expert brokerage.

SBA Loans

Most small business owners are familiar with the Small Business Administration’s funding for real estate, construction, and equipment. What is less well-known are their refinancing options. If your original loan was eligible under the SBA’s guidelines, it may also be eligible for SBA refinancing.

Take bank loans, private loans, and credit union loans with high-interest rates and pay them off with SBA loans. The payoff boosts your credit score and the lower SBA rate gives you more wiggle room in your monthly budget. Choose an SBA 7(a) or an SBA 504 to refinance your business’s existing debt today.

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Positioning for the Best Rates

If your business is suffering from credit issues and bogged down by debt, there’s a way out. The good news is, you’re already in the right place to get started. We can help you discover easy ways to pay down debt, reduce monthly payments, and save money while doing it.

We’ll take a look at your current debt structure and identify pain points. Then, we’ll work with you to develop a debt-solving strategy that positions your business for great rates on future funding. The next time you need to secure financing for a major project, you won’t have to settle for a high-interest loan.

Credit Repair

You already know your business’s credit score matters. When it’s not where you want it to be, we’ll help you turn it around. Improving your score is much more than reducing debt. In fact, paying off debt can actually lower your score. What you need is a strategy tailored to your business.

The right credit repair plans start with a review of your business’s credit reports from the major bureaus so you can get an accurate picture of where you stand. We’ll show you which areas to target first and give you advice on how to address them effectively. Just because you’re not where you want to be doesn’t mean you can’t get there with financial strategies from our experts.

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Advantages

Staying married to a high-interest loan is simply a waste of capital. Don’t give away your business’s money to multiple lenders that charge high fees and interest. Make one easy payment, once a month, and improve your business’s credit score at the same time by contacting our office today.
Qualify For Best Rates
Raise Your Credit Score
Reduce Monthly Payments
Simplify Lender Relationships

F.A.Q.’s

Q. What is a good credit score for a small business?
Businesses are scored on a scale of 0 to 100, with the higher scores garnering the best benefits from lenders. There are three major sources for business credit scores: Dun & Broadstreet, Experian, and Equifax. There’s also a FICO score for businesses called the FICO Small Business Scoring Service (FICO SBSS), which ranges from 0 to 300.
Q. How do I establish business credit?
There are many ways to get your business credit started. The most common ways are: incorporating, getting an EIN, making payments on time, opening business bank accounts. Taking out manageable loans is another great way to show that your business is creditworthy. Discover more by speaking with our expert brokers.
Q. Is debt restructuring the same as refinancing?
Strictly speaking, there’s a difference between restructuring and refinancing. Refinancing is typically paying off high-interest debt with a lower interest loan. Restructuring involves keeping the same loan but negotiating different terms.
Q. Will refinancing lower my taxes?
Refinancing debt doesn’t automatically reduce or raise your business’s taxes. Depending on how you refinance, what your business’s current obligations are, and how much you earn, the overall tax implications can change. Consult with a knowledgeable tax professional to learn more.